ZestMoney

ZestMoney is your go-to financial solution, enabling you to achieve your aspirations without the burden of immediate payment. It's an efficient platform that brings products and services within your reach by offering flexible repayment options such as 30 days, or 3 to 4-month installments. Understanding your diverse needs, the platform provides an effortless shopping experience, partnering with over 10,000 online and 85,000 offline retailers.

The application stands out by offering zero down payment and zero-interest EMIs on a multitude of products, from electronics like laptops and DSLR cameras to smartphones and more. With its innovative approach, financial boundaries blur as users can shop without the need for a credit card or a CIBIL score. Furthermore, regular users benefit from the ability to obtain personal loans, adding versatility to the financial offerings available through this service.

The expansive reach of the application is evident in its over 11 million user base across India, servicing clients from more than 16,000 pin codes. The process is simple – just download, complete your profile, submit the required documents, and activate your credit limitation. Once set up, indulge in a shopping spree at major online marketplaces like Amazon, Flipkart, MakeMyTrip, and others, always having the option to pay in manageable EMIs.

This platform boasts instant loan approvals and charges neither application nor pre-closure fees, emphasizing a commitment to transparency and convenience. For personal financing needs, lending decisions are made with consideration to factors such as repayment behavior to offer loans with flexible tenures, up to 24 months, and without prepayment penalties.

Managing your finances is hassle-free with this service - viewing active loans, increasing credit limits through timely repayments, and applying for personal loans is straightforward. Users can also explore merchant partners and resolve any queries they may have through dedicated customer support. The strategic partnerships with diverse RBI-Authorized NBFCs and Banks underscore a secure and responsible approach to digital financing. Download the app now to shop intelligently and expand your purchasing power with easy EMIs.